Aug 23, 2026 | Quality of Earnings, SBA quality of earnings
An SBA business valuation estimates what a business is worth, while a Quality of Earnings report determines whether the earnings supporting the transaction are accurate, supported, and recurring. The SBA business valuation vs Quality of Earnings comparison starts with...
Aug 22, 2026 | Quality of Earnings, SBA quality of earnings
An SBA cash proof tests whether the cash deposited into a business’s bank accounts supports the revenue reported in its financial statements and tax records. Before completing a cash proof, the analyst must also understand whether the business uses cash-basis or...
Aug 21, 2026 | Quality of Earnings, SBA quality of earnings
The SBA Quality of Earnings requirement applies to certain Initial Acquisition and Business Expansion transactions when the business purchase price is $3.0 million or more. That sentence sounds simple, but three details control the answer: the transaction type, what...
Aug 20, 2026 | Quality of Earnings, SBA quality of earnings
An SBA Quality of Earnings report, often called an SBA QoE, analyzes whether a company’s reported earnings are recurring, supported by the underlying financial records, and likely to continue after an acquisition. For certain SBA-financed acquisitions, a Quality...
Jul 24, 2026 | Quality of Earnings
When evaluating a business, revenue and profit are important metrics. However, they do not always show the full picture. A company may report strong earnings even if those earnings come from one-time events, unusual transactions, or accounting choices that will not...
Jul 2, 2026 | Business Appraiser, Business Valuation, Quality of Earnings
When buying or selling a business, understanding the company’s true financial health is critical. This is where quality of earnings (QoE) comes in. A QoE analysis serves to evaluate and verify a company’s earnings and identify potential financial or operational risks....
