Oct 30, 2026 | Quality of Earnings, SBA Lender, SBA quality of earnings
In order to answer the question “How long does an SBA Quality of Earnings report take?” first understand that there is no one-size-fits-all deadline. An SBA Quality of Earnings timeline takes depends on several factors. These may include the review’s scope, record...
Oct 25, 2026 | Quality of Earnings, SBA Financing, SBA Lender, SBA quality of earnings
Effective October 1, 2026, SOP 50 10 8.1 introduced a QoE requirement for qualifying SBA 7(a) acquisition and business expansion transactions with a purchase price of $3 million or more. For these transactions, the report must be prepared for the lender’s...
Nov 4, 2024 | Business Appraisal, Business Valuation, SBA business valuations, SBA Financing, SBA Lender, SBA Loans
SBA financing is a great source for individuals looking to buy a business. Buyers directly benefit by receiving affordable financing to buy a business. However, SBA lending comes with various criteria to meet that can be challenging. One challenge for SBA lenders is...
Sep 7, 2024 | Business Appraisal, Business Valuation, Lumber and Building Materials Store, SBA Financing, SBA Lender, SBA Loans
With growing trends in DIY home improvement projects and construction activity, operating a lumber and building material store is a great business opportunity. However, doing so can come with various expenses. As such, you may consider financing a lumber and building...
Aug 31, 2024 | Business Appraisal, Business Valuation, Jewelry Store, SBA Financing, SBA Lender, SBA Loans
Rings, necklaces, and watches are often timeless for consumers. When a person buys jewelry, there is no telling how long it will remain in their family. Similarly, demand for jewelry and jewelry stores will likely have no end. As such, buying, expanding, or launching...
Jul 28, 2024 | Business Appraisal, Business Valuation, Buying a Business, Growing a Business, Hardware Store, SBA Business Valuation, SBA business valuations, SBA Financing, SBA Lender, SBA Loans
Owning a hardware store can be very profitable. Hardware stores help meet the strong demand for building materials, tools, painting supplies, electrical equipment, and various types of hardware. However, starting, purchasing, or growing a hardware store often comes...